Annual Credit Report

Your credit reports matter.

• Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
• Reviewing credit reports helps you catch signs of identity theft early.

Request your free credit reports

FREE Credit Reports. Federal law allows you to:

• Get a free copy of your credit report every 12 months from each credit reporting company.
• Ensure that the information on all of your credit reports is correct and up to date.